Is Your Cash Flow Limiting Your Growth? Take the Test to Find Out
Answer a few questions and see if you’re capable of making smarter decisions and increasing profit.
Your business exists because you’re great at something. But could you run it better?
Running a business is about taking advantage of opportunities that present themselves to you. But many entrepreneurs and company directors are held back by a lack of financial and business knowledge. Are you?
Brought to you by
Craig Alexander Rattray
“It helps you make the right decisions for the business, right from day one! You’re looking at things from a totally different mindset”
"Before Craig’s programme, financial reports were like a different language to me. Now, I can finally understand the numbers and use them to drive my business forward."
"Within weeks of working with Craig, I completely transformed how I manage cash flow and forecasting. The impact on my business was immediate and significant."
"The Know Your Numbers programme gave me the confidence to make tough decisions. It was eye-opening to realise when it was time to walk away from a failing business—and that decision transformed my focus for the better."
"Craig’s approach is incredibly personable. He breaks everything down to a level that anyone can understand—whether you're a business owner or sitting across from a head of finance."
"The Know Your Numbers course was monumental. It didn’t just improve my understanding of finances—it made me a better businessman."
how it works
Do you struggle with growth? Learn how to take advantage of opportunities to grow your business and increase profit.
1Business owners often say it’s difficult to find the right people. The solution is simpler than you think!
2If you lie awake at night worrying about paying wages or keeping suppliers happy, it’s time for change...
3
You’ll be scored in the following key areas
Gain valuable insights with our scorecard.
Take advantage of this opportunity, and discover your score today for free.
Cash Flow Predictability
Have you got the ability to predict your cash going forward? It’s vital to effectively forecast your cash flow and always know where you are going, and the funding required.
getting paid on time
Late and overdue payments are hurting your business. You should have appropriate processes in place to prevent that from happening.
Money management
If you’ve been neglecting your bottom line, you’ve also been missing opportunities to improve it. See if you should improve your money management.
growth readiness
Is your cash flow ready for growth? Poor cash flow practices are holding you and your business back, making you unable to grow the way you want to.
Financial control & visibility
Do you have the right grasp of your financial information, or do you need help improving the financial control side of your business?
About Craig Alexander Rattray
Craig Alexander Rattray is a seasoned Finance Director and Chief Financial Officer with more than 30 years of strategic finance experience. He is an expert in developing and implementing financial strategies, raising capital, improving profit and cash flow, enhancing shareholder value and providing full-spectrum financial management for businesses.
His expertise spans private equity, venture capital, corporate finance, and financial strategy, making him an ideal advisor for companies looking to increase profit, cash and business value.
A Scottish Chartered Accountant, Craig's long and successful career has spanned various sectors and companies. He has extensive experience working with business owners, offering critical support during periods of change, including acquisitions, growth and exit, and financial difficulties.
If my clients had known what was truly possible, in terms of reducing stress, increasing cash, income potential, and pure enjoyment, and if this group had existed when they were going through the process, they would have jumped at it!
He is direct and to the point. No sugar coating, just real added value advice. He is also the author of “Mastering Cash Flow for Business Owners” (2021), “Lessons From the Rocking Chair” (2025), “Know Your Numbers Mastery – A New Way of Running Your Business” (2025) and “Cash Flow Craig” (2024), and the host of the Know Your Numbers podcast.
Don’t just take our word for it. They’ve tried it... Here’s what they have to say.
“It helps you make the right decisions for the business, right from day one! You’re looking at things from a totally different mindset”
"Before Craig’s programme, financial reports were like a different language to me. Now, I can finally understand the numbers and use them to drive my business forward."
"Within weeks of working with Craig, I completely transformed how I manage cash flow and forecasting. The impact on my business was immediate and significant."
"The Know Your Numbers programme gave me the confidence to make tough decisions. It was eye-opening to realise when it was time to walk away from a failing business—and that decision transformed my focus for the better."
"Craig’s approach is incredibly personable. He breaks everything down to a level that anyone can understand—whether you're a business owner or sitting across from a head of finance."
"The Know Your Numbers course was monumental. It didn’t just improve my understanding of finances—it made me a better businessman."
Do you have what it takes to take your business to the next level?
Answer a few questions to see what changes you should make so you can focus on running your business and doing what you love at the same time as making more money and reducing stress.
Discover Your Score